The HIQS group is a full-service, independent insurance brokerage/ agency. Our agents specialize in insurance solutions for individuals, families, self-employed and small companies. We are proud to provide the highest level of selection and service. We simplify the process and ensure that the product you get is the best for you.
• Customized insurance plans – life insurance lines and all health-related; including annuities, disability, Long Term Care, and wealth solutions.
• Focus on insurance solutions for individuals, families, self-employed and small companies.
• Dedicated to your best interests.
• Prescreen health conditions to avoid companies that are certain to rate up or decline your application
• Help resolve problems with your insurance company
• Conduct periodic client coverage reviews — If your needs change and a plan is no longer the best fit, we will help you replace it.
• Creativity and flexibility; the best solution may require an unconventional approach/design.
We work with businesses AND individuals.
• Your unique needs might be best served by “hybrid” solutions that combine group and individual insurance.
• The HIQS group is in partnership with experts to help you with your financial and retirement planning.
• Our areas of expertise
• Health Insurance (Individual and Group)
• Life insurance
• Dental Insurance
• Medicare – Advantage Plans, Prescription Drug Plans, and Supplement Plans
• Long Term Care Insurance
• Income Replacement (Disability) Insurance
• Retirement Planning (Circle of Wealth)
• Provide guidance in selecting the proper benefits and coverage. It may actually cost you more in the end to go through the selection process on your own. A plan that may seem like the cheapest may not cover certain needs, and you may wind up paying a lot more out-of-pocket.
• It is our job to be current in the insurance field. Available plans and rates change constantly. The lists of participating doctors and hospitals affiliated with HMO’s change with little notice. Rules on insurance exchange Access Health CT change constantly. We stay on up to date on these changes.