There are two types of “stand alone” dental coverage available for individuals and families: Full dental plans & Discount plans.
Full Dental Plans
What are Full Dental Plans?
They reimburse you or the dental provider for the actual dental costs.
They give you negotiated AND discounted prices if you use network providers.
If all your providers are “In-Network” purchase the “Dental Value” plan.
Be aware of waiting periods before certain procedures are covered.
Vision coverage can be added at a favorable rate.
Discount Dental Plans
What are Discount plans?
Discount plans are not insurance plans. They offer a reduced rate on dentistry.
You must use a dentist in their network in order to benefit. Therefore, we generally recommend this option if your dentist is in one of the networks.
The premiums are lower than full dental plans:
Between $80-$160 per year for individuals
Between $120-$200 per year for families
Some plans include vision benefits and free cleanings.
In the link below you will be able to choose from a few different discount dental providers. There is a tool to look up dentists to see which plans they accept as well as a tool to look up participating dentists for any plan. There are also screens which show the potential discount for each type of dental procedure. You can sign up for a plan directly from this link.
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***Alternatives to “stand alone” plans are available with other carriers who offer dental coverage as an “add on” option to accompany their health plans. Another alternative is Group Dental coverage